A little more possibility“
“With the money recovered I was able to save enough to give my family an extra trip each year.”
Julien U.
Real estate agent
€570/ month recovered
Private Wallet Optimisation · Client-reported result
Financial wellbeing, made personal.
A little less worry.
A lot more possibility.
Confidential financial support for your people.
Practical steps for a calmer everyday life.
Independent. Confidential. Human.
The work we’re proud of
More than numbers.
Stories worth sharing.
A new perspective“
“Savings I never thought I could make with my lifestyle.”
Camille M.
Freelancer
€245/ month recovered
Wallet Reset + Projection · Client-reported result
Anonymised individual client stories published by ANC.h.o.R. Results are client-reported and vary with each person’s circumstances.
✓ Personal data stays private✓ Independent, client-funded support✓ Based in France
A free first step
Your money deserves
a little clarity.
13 questions. About 2 minutes. Discover your Wallet Score and the areas worth exploring, without connecting a bank account.
Get my free Wallet Score →ExploreWallet
ScoreFree · No bank connection
ScoreFree · No bank connection
Budget · Buffer · Recurring costs
Less complexity. More clarity.
A question today.
A clearer next step tomorrow.
Real-life support, from understanding the situation to choosing what to do next.
Explore the full method ↗ANC.h.o.R
Your starting point.
Understand your budget, recurring costs and the questions that matter to you.
Personal & confidentialTrust, by design
Private for your people.
Clear for your organisation.
Useful support should never come at the expense of personal boundaries.
Your people get personal support.
Confidential diagnostics and individual action plans. Personal balances stay private.
Your organisation gets perspective.
Aggregated participation and programme insights. No individual financial data.
Our individual offers
The right support.
At your pace.
Money Leak Hunt
Identify recurring expenses worth reviewing.
€49Explore this offer ↗Wallet Audit
Understand your position and set your priorities.
€149Explore this offer ↗Wallet Reset
Reorganise your budget and everyday money system.
€349Explore this offer ↗Wallet Projection
Explore future scenarios. An add-on to Wallet Reset.
€249 add-onExplore this offer ↗Private Wallet Optimization
Comprehensive support for your financial organisation.
€690Explore this offer ↗Continuum
Ongoing support to keep your plan up to date.
€149 / monthExplore this offer ↗Find your footing
Good with money.
Better for people.
For your team
A confidential financial wellbeing programme built around real employee needs.
Explore the employer programme ↗For yourself
Understand where your money goes and build a plan that fits your everyday life.
Explore individual support ↗The Anchor team
Accountable delivery.
Careful supervision.
Anchor supports individuals and organisations with financial organisation. Andrei A. Craciun, CEO, supervises quality and delivery.
Independent analysis, clear documentation and no hidden incentive to move you towards a financial product.
Andrei A. CraciunCEO · Engagement supervision · ANC.h.o.RA little clarity before we start
Good questions.
Straight answers.
Can my employer see my personal finances?
No. Employers receive aggregated programme insight. Individual balances and personal financial information stay private.
Do I need to give you my bank login?
No. ANC.h.o.R never asks for banking logins or passwords. Depending on the engagement, you can provide statements or walk through your figures on a call.
Is this investment advice?
No. The work focuses on budgeting, cash flow and financial organisation. It does not include investment advice or financial-product recommendations.
Can I work with Anchor as an individual?
Yes. Individual support is available separately from the employer programme. Explore individual support ↗
How can we discuss an employer pilot?
Contact Anchor with your company name, headcount and preferred start window. Start the conversation →
What do I receive after a personal audit?
A tailored dashboard showing your position, prioritised recurring-cost opportunities, explicit projections, a payday allocation and a practical action list. The Wallet Score is a separate first diagnostic.
Is the Wallet Score free?
Yes. The Wallet Score is a free first diagnostic with 13 questions and no bank connection.
Can I see my score before entering my email?
Yes. Your score appears after the questions. The existing email step unlocks detailed action ideas and sends a summary.
What is in the pilot brief?
Programme format, timeline, data handling and pricing. Your estimated pilot size helps provide an indicative estimate.
Is the pilot estimate a quote?
No. The estimate is indicative. Contact Anchor with your scope and timing for a formal proposal.
How is the work supervised?
Andrei A. Craciun, CEO of ANC.h.o.R, supervises quality and delivery. Your point of contact is Anchor.
Do you sell financial products?
No. The work is client-funded, with no commissions or financial-product sales.
Can I choose a language?
Yes. The journeys and key documents are available in French and English.
Are testimonial results guaranteed?
No. Results are client-reported and depend on individual circumstances. A past result is not a promise of results for everyone.