Founded 5 April 2026 · One team. Four perspectives.
The minds behind Anchor.
We take financial stress away from companies, employees and individuals, so they can focus on what matters most.
01 — DIRECTIONONE PERSON / THE VISION
A clear vision. A personal commitment.
Founded on transparency and confidentiality. Driven by the belief that everyone deserves a brighter future.
Andrei A. Craciun
FOUNDER & CEO
The story behind the vision
After months of working internationally, Andrei saw how little attention society gives to the serious problem of financial stress. He founded Anchor to help change that, with a goal of bringing financial peace to employees around the world.
02 — FINANCEONE PERSON / THE STRUCTURE
Every ambition needs a structure.
Anthony Demas
CHIEF FINANCIAL OFFICER
MEMBERFounding member
FOCUSCompany financial projections & optimisation
BACKGROUNDLSE Finance · Investment Banking at Morgan Stanley
Beyond the numbers
“I want to help as many people as possible understand finance, and show them that there is more to life than money. I like horses, too.”
03 — LEGALTWO PEOPLE / THE PRINCIPLES
Trust, written into every detail.
The people behind the fine print.
ARTICLE I / PROFILE
Hiyori Nagata
LEGISLATION & CONTRACTS
A founding member of ANC.h.o.R, Hiyori studied at LSE Law School and handles legislation and contracts at Anchor.
In their words
“I trusted the vision Andrei brought to us and saw myself in ANC.h.o.R’s values, which I want to carry forward. Everyone has a life to live, and money should never be a bottleneck.”
ARTICLE II / PROFILE
Victoria Gonzales
NEGOTIATIONS & CONTRACTS
A founding member of ANC.h.o.R, Victoria studied corporate law at NUS and handles negotiations and contracts at Anchor.
In their words
“The dedication and motivation of this team are incredible. I wouldn’t see myself anywhere else, and I bring that energy to every client.”