01
Telecom & banking
Plans, fees, overdrafts and duplicated lines.
Money Leak Hunt
Find the expenses that keep coming back.
A focused first intervention for people who suspect money is disappearing in small repeated amounts. We identify the drains, quantify them and show where to act first.
ANC.h.o.R · independent analysis · confidential work
Review
90 days of transactions
Focus
Subscriptions · banking · insurance
Outcome
Leaks named and quantified
A FOCUSED INTERVENTION
What we look for.
The obvious charges are rarely the whole story.
02
Subscriptions
Streaming, software, delivery and memberships you stopped noticing.
03
Insurance & renewals
Policies and annual renewals that no longer fit the life you actually live.
A FOCUSED INTERVENTION
01
SCANGo through the last 90 days in detail.02
QUANTIFYName each leak and estimate its annual cost.03
ACTShow what to change first and where to act.THE KIND OF FRICTION
Small recurring charges become a large system.
Illustrative example
Telecom
Overpriced plan
recurring
Banking
Account fees
monthly
Subscriptions
Forgotten services
duplicated
11 recurring drains identified
The proof, when it exists, comes from the result.
Julien's case included telecom, banking, insurance, streaming, delivery and cloud-storage friction.
NEXT STEP
Take the free first step.
The Wallet Score takes about two minutes and requires no bank connection.